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DSCR calculator.

Calculate the Debt Service Coverage Ratio — net operating income divided by annual debt service. Enter debt service directly, or let CURO derive it from your loan terms.

DSCR = NOI ÷ annual debt service. Most commercial lenders look for 1.20–1.25x or higher. Leave debt service blank to compute it from the loan inputs below.

Inputs

$
$

Derive from loan (optional)

$
%

For informational purposes only. These calculators provide estimates and do not constitute a loan offer, appraisal, or financial advice. Confirm all figures with your lender, accountant, or a CURO advisor before relying on them.

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